Is the demat account free?

Yes. Account opening and first-year AMC are completely free.

Which depository is Agroy registered with?

Agroy is a CDSL Depository Participant. DP ID: 12060700, SEBI Regn: IN-DP-513-2020.

How long does account activation take?

Typically within 24 hours of completing eKYC with PAN and Aadhaar.

Are research reports free for all clients?

Yes. Daily equity calls, sector reports and model portfolios are free for all Agroy account holders.

Is the research personalised to me?

No. Research published here is general-purpose education for a broad investor audience, not personalised investment advice tied to your portfolio, goals or risk profile. Discuss specific positions with a qualified investment adviser before acting.

How do I receive research reports?

Via email, WhatsApp and the Agroy Live app.

What is K M Holdings?

K M Holdings Private Limited (AMFI ARN-35241) is Agroy's AMFI-registered mutual fund distribution arm.

Can I invest in direct mutual funds?

Yes. Both direct and regular plans are available across all major AMCs.

What is the minimum SIP amount?

As low as ₹500 per month depending on the fund.

Application Supported by Blocked Amount. Your money stays in your bank account and is blocked until allotment, only the allotted amount is debited.

Can I apply for IPOs through UPI?

Yes. UPI-mandate-based applications are supported up to ₹5 lakh per application, the SEBI-prescribed limit for retail investors.

When do I receive my IPO allotment?

Per SEBI's revised T+3 listing framework (effective Dec 2023), allotment is finalised on T+1 and listing follows on T+3 of issue close. Some issues opt for the T+1 voluntary listing route introduced in Sep 2024.

What are Government Securities (G-Secs)?

Sovereign-backed debt instruments issued by the RBI on behalf of the Government of India. Among the safest fixed-income options available to retail investors.

How safe are corporate bonds?

Risk varies with the issuer's credit rating, AAA-rated bonds carry the lowest credit risk. We focus on investment-grade options and surface ratings on every bond.

What is the minimum bond investment?

G-Secs and T-Bills can be bought from ₹10,000 onwards via the RBI Retail Direct route. Corporate-bond minimums vary by issuer; we'll walk you through what's currently on offer.

What we do

One relationship for every part of your financial life.

Trading, demat, mutual funds, IPOs, bonds and research, all from one SEBI-regulated account.

Open free account · 5 min Talk to advisor

NSE Member06919
BSE Member3262
CDSL DP12060700

Trusted by50,000+ investors
Since1992

Open account in 5 minutes

100% Digital

1
Complete eKYC
PAN + Aadhaar online. Account activated within 24 hours.
2
Fund your wallet
UPI, IMPS or NEFT. No minimum balance to maintain.
3
Start investing
Trade, run SIPs, apply for IPOs and bonds, all from one app.

Zero AMCStart now

Transparent pricing

No hidden charges. Ever.

₹20

Per lot on Options

0.20%

Equity delivery

₹0

Account opening

₹0

Demat AMC

See full pricing breakdown

* Intraday equity at 0.02%. STT, GST, exchange charges and stamp duty extra. See pricing for the full schedule.

Overview

Our services at a glance

Core

NSE · BSE Member

Trading

Equity, F&O, currency & commodity across NSE and BSE.

Equity & F&O
Currency & Commodity
Real-time order book

Learn more

Core

CDSL DP · 12060700

Demat

CDSL-backed depository account with same-day credits.

Same-day credits
Pledge & unpledge online
e-DIS facility

Learn more

Free

SEBI Registered

Research

Daily reports, sector calls, and model portfolios.

Daily equity calls
Sector & macro reports
Model portfolios

Learn more

AMFI ARN-35241

Mutual Funds

Direct & regular plans with AMFI-registered advisory.

Direct & regular plans
SIP management
Portfolio tracking

Learn more

ASBA via NSE & BSE

IPO

Apply for IPOs seamlessly through ASBA and UPI mandate.

ASBA application
UPI mandate support
GMP tracking

Learn more

G-Sec & Corporate bonds

Bonds

Government and corporate bonds for stable fixed-income returns.

G-Sec & T-Bills
Corporate bonds
Tax-free bonds

Learn more

Deep dive

Explore each service

NSE · BSE Member

Trade across NSE and BSE with confidence

Open trading account · 5 min See pricing →

About this service

Equity cash, F&O, currency, and commodity segments. Real-time execution on Agroy Live (web + mobile) and a SPAN margin calculator for derivative sizing.

What's included

NSE Member ID 06919 · BSE Member ID 3262
SEBI Registration INZ000185530
₹20 per lot on stock options · 0.20% equity delivery · 0.02% intraday

Key numbers

₹20

Per lot options

Exchanges

Segments

How to start

1Open account
2Fund wallet
3Start trading

SEBI RegulatedSince 19920 unresolved · May 2026

Frequently asked questions

What segments can I trade with Agroy?

Equity cash, F&O, currency and commodity across NSE and BSE.

What is Agroy's brokerage for options?

₹20 per lot for stock options and index options on NSE and BSE.

Is there a minimum balance required?

No minimum balance. Fund as per your trading requirement.

More services

Beyond broking

Additional financial services available through the Agroy group.

NRI Services

NRI demat and trading accounts. PIS permission, repatriation support and NRE/NRO account linkage, subject to RBI/FEMA requirements.

Talk to NRI desk

Fixed Deposits

Company FDs and bank FDs with competitive interest rates. Laddering strategies for senior citizens.

Enquire now

Portfolio Management

Discretionary and advisory PMS through SEBI-registered partner platforms. SEBI mandates a ₹50 lakh minimum portfolio for PMS clients.

Talk to us about PMS

US Stocks

Invest in US-listed stocks and ETFs through a SEBI/RBI-registered partner platform. Resident-Indian remittances are subject to RBI's Liberalised Remittance Scheme (USD 250,000 per individual per financial year).

Talk to us about US stocks

Get started

Open your account in minutes

Online eKYC. PAN + Aadhaar. Zero account-opening charge.

Open free account · 5 min

By opening an account, you accept Agroy’s Terms & Conditions, Privacy Policy and Disclaimer, and acknowledge the Proprietary Trading Disclosure.

SEBI Compliance

View our Investor Charter and KMP & AP list

Investor CharterKMP & AP

Page last reviewed · 27 May 2026